Owning the perfect pool without cutting corners is easy. The funds are available and the terms of financing vary. Siesta Creations has researched the best sources, the best rates, and best terms available for our pool customers. Putting your project on your “first mortgage” is the best way to stretch your pool’s cost over the longest duration of time possible, which lowers your monthly pool payment and allows you to enjoy owning a more spectacular pool.
How you benefit with finance options:
1. Maintains liquidity Once the cash is spent; it's gone! It can't be used in the event of an emergency, for purchases of items that depreciate in value, wouldn't have tax deductible interest, nor the advantage of an investment opportunity. By financing, you keep the cash for purchases that are more conducive to cash purchasing. If at some time you decide that you don't want to continue making payments, you can pay the loan off, without any pre-payment penalties.
2. Bill consolidation
A real benefit to financing can be consolidating some or all of your existing interest-accruing obligations with your property improvement loan. It is likely that the one consolidated loan payment would be less than the total of payments that have been consolidated.
3. Tax deduction
Since most all property improvement loans are collateralized by a second deed of trust on the home, the interest you pay is completely tax deductible. No other interest is deductible.
4. Home more marketable by financing
Let's say you have a home valued at $100,000 with a mortgage of $80,000. You pay cash for a $20,000 improvement project; your equity in the home is now $30,000. For someone to assume your mortgage, you will have to net $30,000. If, on the other hand, you finance the $20,000 with the assumption capability of the loan, the new buyer would have to come up with less down. What this all means, is there are more people that could buy your home, resulting in a faster sale with less likelihood of you having to reduce your price.
5. Ease of handling Financing your home improvement is easy.
A credit application is completed and everything else is handled for you. No uncomfortable or inconvenient meetings with the bank. All processing and verifying is conveniently handled for you. 


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Home Loan Application Fill out application, and finance represenative will get back with you with in 24hrs. Applicant Information First Name: Last Name: Address Street 1: Address Street 2: City: Zip Code: (5 digits) State: ALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY Co-Applicant Information First Name: Last Name: Contact Information Daytime Phone: Evening Phone: Email: Financial Information Loan Type: PurchaseRefinanceHome Equity Loan Amount: (USD) Property Information Property Type: Single Family ResidenceDuplexMobileCondoTownhome Occupancy: Primary ResidenceSecondary InvestmentInvestment Purchase Price: (USD) Appraised Value: (USD) Mortgage Balance: (USD if applicable) Other Information Comments: Enter comments here! I authorize Siesta Creations finance agents to verify my credit and employment history.